UPDATED JULY 28, 2026

Checking & Savings Welcome Bonuses Across the USA

Explore personal and business account promotions from national banks, regional banks, online banks, fintechs and credit unions. Filter by state, account type, institution and requirements.

233 tracked offers 50 states + D.C. filtering Affiliate-first link logic Free to use
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How RegisterBonus Lists Bank Account Offers

Broad U.S. coverageNational, regional, state-specific, branch-based and membership-based promotions are included.
Link priorityAffiliate links are used first when available, followed by referral links and then official provider links.
Offer verificationPromotions can change or end without notice. Confirm the amount, eligibility and requirements on the linked page before opening an account.
Geographic filteringUse the state filter to find promotions available nationally or in a selected state.

Bank Account Welcome Bonus FAQs

How do checking and savings bonuses work?

Open an eligible account through the offer link and complete the provider’s required deposits, transactions or balance conditions within the stated period. The financial institution makes the final eligibility and payment decision.

Does selecting my state hide nationwide promotions?

No. Nationwide promotions remain visible along with offers specifically available in the selected state.

Are credit-union bonuses available to everyone?

Not always. Credit unions may require membership through an employer, organization, family relationship, military affiliation or geographic area.

Are bank bonuses taxable?

Cash bank bonuses may be reported as taxable income. Consult a qualified tax professional for guidance based on your circumstances.

Why do bonus amounts and requirements change?

Banks and credit unions can update, target, extend or end promotions at any time. Always review the current terms immediately before applying.

Disclosure: RegisterBonus may earn compensation when you use certain links, at no extra cost to you. Compensation does not determine eligibility, approval or whether a bonus is paid. Official provider terms control. Offer data is informational and should be rechecked before applying.