Credit Cards

Best Credit Cards With Welcome Offers

Compare the best credit card welcome bonuses, rewards, fees and benefits. Find the right card and earn big.

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Credit Cards With Welcome Offers Available

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Frequently Asked Questions

What counts as a welcome offer?

A welcome offer is a new-cardmember bonus such as cash back, statement credit, points, miles, a free-night award or a first-year rewards match.

How do credit card welcome bonuses work?

Most issuers require a minimum amount of spending within a set window after account opening before the bonus posts to your account.

Are approval and bonus eligibility guaranteed?

No. The issuer controls approval, eligibility, bonus qualification, account terms and whether a personalized offer is available.

Why do some American Express cards say “personalized welcome offer”?

American Express may show different welcome offers based on the applicant and the application path. Open the offer to see the exact amount and requirements before accepting.

Do I have to pay taxes on credit card bonuses?

Bonuses earned for spending are generally treated as a rebate, not income; bonuses earned without a purchase requirement may be reported as income. Check with a tax professional.

Do credit-union membership rules differ from state availability?

Yes. A credit union may serve residents nationwide but still require membership through an employer, association, military connection, donation or geographic field of membership.

Important: Offers, fees and eligibility rules can change. Review the issuer’s official terms before applying. Some links are referral links, and this site may receive compensation. Compensation does not guarantee approval or bonus eligibility.