MONEY APPS • UPDATED JULY 2026
Money Apps Welcome Bonuses
Compare signup rewards, referral promotions, first-transfer discounts, cashback offers and other new-user incentives from money transfer apps and everyday financial apps.
58 current listingsState eligibility filterTerms apply
$
58Current listings
15Money-transfer offers
8App categories
50 + DCState coverage
Featured Money App Offers
R
Money Transfer
Remitly
New Customer Referral Offer$20 off
Complete an eligible first transfer of $100 or more through the referral offer.
View Offer ↗R
Cashback
Rakuten
New Member Cash Back Bonus$30 bonus
Join and make qualifying purchases totaling the required amount within the offer period.
View Offer ↗W
Money Transfer
Wise
International Money Transfer PromotionFee-free first transfer
Register and complete an eligible first international transfer; limits and corridors vary.
View Offer ↗W
Money Transfer
WorldRemit
New Customer Transfer PromotionFirst-transfer promotion
Use the current new-customer promotion when completing an eligible first transfer.
View Offer ↗X
Money Transfer
Xoom
International Transfer Welcome OfferNew-user transfer offer
Complete an eligible transfer through the current Xoom promotion.
View Offer ↗WU
Money Transfer
Western Union
Digital Transfer PromotionPromotional transfer fee
Send an eligible first online or app transfer under the displayed promotion.
View Offer ↗M
Money Transfer
MoneyGram
New Online Transfer OfferFirst-transfer promotion
Complete a qualifying online or app transfer under the current promotion.
View Offer ↗RM
Money Transfer
Ria Money Transfer
New Customer Transfer PromotionFirst-transfer discount
Complete an eligible first transfer through the app or website.
View Offer ↗P
Money Transfer
Paysend
International Transfer Welcome OfferTransfer-fee promotion
Register and complete a qualifying first transfer under the displayed offer.
View Offer ↗TS
Money Transfer
Taptap Send
New User Transfer PromotionNew-user promo
Use the current eligible promotion or referral code for a supported first transfer.
View Offer ↗L
Money Transfer
LemFi
International Transfer Referral OfferReferral reward varies
Join through an eligible referral or promotion and complete the qualifying transfer.
View Offer ↗XM
Money Transfer
Xe Money Transfer
New Customer Transfer OfferPromotional transfer rate
Register and complete an eligible transfer under the current new-customer terms.
View Offer ↗O
Money Transfer
OFX
International Transfer PromotionFee-free eligible transfers
Open an account and complete a qualifying transfer subject to OFX minimums.
View Offer ↗I
Money Transfer
Instarem
New Customer Transfer PromotionFirst-transfer discount
Use the active new-customer promotion on a qualifying international transfer.
View Offer ↗P
Digital Wallet
PayPal
New User or Referral PromotionReward varies
Join or complete the eligible purchase or send-money action shown in the live promotion.
View Offer ↗V
Digital Wallet
Venmo
New User or Referral PromotionReward varies
Complete the qualifying payment, purchase or referral activity shown in the offer.
View Offer ↗CA
Digital Wallet
Cash App
Invite or New User BonusReferral reward varies
Enter an eligible invite code and complete the qualifying send-money activity.
View Offer ↗R
Digital Wallet
Revolut
Referral or New Account PromotionOffer varies
Open an eligible account and complete the steps displayed in the live campaign.
View Offer ↗S
Digital Wallet
Skrill
Wallet and Transfer PromotionNew-user offer varies
Register and complete the eligible wallet or transfer action.
View Offer ↗I
Cashback
Ibotta
New User Welcome BonusWelcome bonus varies
Create an account and redeem the qualifying first offers shown in the app.
View Offer ↗F
Cashback
Fetch
New User Points OfferBonus points
Join with an eligible referral or promotion and scan a qualifying first receipt.
View Offer ↗U
Cashback
Upside
New User Cashback PromotionCashback boost varies
Claim and complete an eligible first gas, grocery or restaurant offer.
View Offer ↗T
Cashback
TopCashback
New Member BonusSignup bonus varies
Join through the eligible promotion and earn the required qualifying cashback.
View Offer ↗B
Cashback
BeFrugal
New Member Bonus$10 bonus
Join and earn the qualifying amount of payable cashback.
View Offer ↗D
Cashback
Dosh
Card-Linked Cashback AppCurrent welcome offer
Link an eligible card and complete any qualifying welcome activity shown in the app.
View Offer ↗C
Digital Banking
Chime
Referral or New Member PromotionBonus varies
Open an eligible account and receive the required qualifying direct deposit.
View Offer ↗C
Digital Banking
Current
New Member PromotionBonus varies
Open an eligible account and complete the qualifying direct-deposit or spending activity.
View Offer ↗M
Digital Banking
MoneyLion
RoarMoney Welcome PromotionCash bonus varies
Open the eligible account and complete the promotion’s direct-deposit or membership steps.
View Offer ↗D
Digital Banking
Dave
New Member App PromotionCurrent member offer
Join and complete any eligible account, spending or direct-deposit steps shown in the app.
View Offer ↗A
Digital Banking
Albert
New Customer PromotionOffer varies
Open the eligible account and complete the required direct-deposit or subscription activity.
View Offer ↗V
Digital Banking
Varo
Referral or Account PromotionReward varies
Open an eligible account and complete the qualifying purchase or deposit activity.
View Offer ↗O
Digital Banking
ONE
New Customer PromotionOffer varies
Open an eligible account and complete the current qualifying activity.
View Offer ↗E
Cash Advance
EarnIn
Earned Wage Access AppReferral or cashback offer
Join through an eligible campaign and complete the qualifying Cash Out activity.
View Offer ↗B
Cash Advance
Brigit
Cash Advance and Credit AppTrial or partner offer
Join through the eligible promotion and satisfy membership requirements.
View Offer ↗C
Cash Advance
Cleo
Cash Advance and Budgeting AppNew member promotion
Create an eligible account and complete the activity shown in the current campaign.
View Offer ↗T/
Cash Advance
Tilt / Empower
Cash Advance App PromotionCurrent new-user offer
Join and complete the eligible account-linking or cash-advance steps shown in the app.
View Offer ↗K
Cash Advance
Klover
Cash Advance App PromotionWelcome promotion varies
Create an eligible account and complete the qualifying app activity.
View Offer ↗S
Credit Building
Self
Credit Builder Account PromotionPartner offer varies
Open an eligible Credit Builder Account through the displayed promotion.
View Offer ↗K
Credit Building
Kikoff
Credit-Building App OfferCurrent signup offer
Open an eligible credit-building account and complete the displayed terms.
View Offer ↗GC
Credit Building
Grow Credit
Subscription Credit BuilderCurrent signup offer
Open an eligible membership and use the service for qualifying subscription payments.
View Offer ↗RM
Budgeting
Rocket Money
Premium Trial or Partner OfferTrial or partner pricing
Join through the current promotion and review the premium subscription terms.
View Offer ↗MM
Budgeting
Monarch Money
New User Subscription PromotionDiscounted first year
Start an eligible new subscription using the current promotion.
View Offer ↗Y
Budgeting
YNAB
New User TrialFree trial
Create a new eligible account and begin the current trial.
View Offer ↗K
Buy Now, Pay Later
Klarna
New User or Referral PromotionReward varies
Join through an eligible campaign and complete the qualifying purchase.
View Offer ↗A
Buy Now, Pay Later
Afterpay
New Customer PromotionOffer varies
Create an eligible account and complete the qualifying purchase or app promotion.
View Offer ↗Z
Buy Now, Pay Later
Zip
New User PromotionOffer varies
Join and complete the qualifying transaction under the active promotion.
View Offer ↗S
Buy Now, Pay Later
Sezzle
New Shopper PromotionOffer varies
Create an eligible account and complete the qualifying shopping activity.
View Offer ↗S
Money Transfer
Sendwave
International Money Transfer PromotionNew-user transfer offer
Open the current provider offer and complete all displayed eligibility and qualifying requirements.
View Offer ↗BM
Money Transfer
BOSS Money
First Transfer Fee PromotionFirst transfers with $0 fee
Open the current provider offer and complete all displayed eligibility and qualifying requirements.
View Offer ↗P
Digital Wallet
Payoneer
Global Payment Account PromotionCurrent signup offer
Open the current provider offer and complete all displayed eligibility and qualifying requirements.
View Offer ↗SB
Cashback
Swagbucks
New Member Rewards PromotionSignup reward varies
Open the current provider offer and complete all displayed eligibility and qualifying requirements.
View Offer ↗B
Cash Advance
Beem
Cash Advance App PromotionNew-user offer varies
Open the current provider offer and complete all displayed eligibility and qualifying requirements.
View Offer ↗FM
Cash Advance
FloatMe
Cash Advance Membership PromotionCurrent new-user offer
Open the current provider offer and complete all displayed eligibility and qualifying requirements.
View Offer ↗SF
Credit Building
StellarFi
Credit-Building Membership OfferCurrent signup offer
Open the current provider offer and complete all displayed eligibility and qualifying requirements.
View Offer ↗CM
Budgeting
Copilot Money
Budgeting Subscription PromotionTrial or subscription offer
Open the current provider offer and complete all displayed eligibility and qualifying requirements.
View Offer ↗QS
Budgeting
Quicken Simplifi
Budgeting Subscription PromotionTrial or discounted subscription
Open the current provider offer and complete all displayed eligibility and qualifying requirements.
View Offer ↗PG
Budgeting
PocketGuard
Budgeting App PromotionTrial or subscription offer
Open the current provider offer and complete all displayed eligibility and qualifying requirements.
View Offer ↗A
Buy Now, Pay Later
Affirm
New User or Merchant PromotionOffer varies
Open the current provider offer and complete all displayed eligibility and qualifying requirements.
View Offer ↗No offers match your filters.
Compare Money App Signup Offers
This directory covers remittance and money-transfer apps, digital wallets, fintech banking apps, cashback apps, earned-wage and cash-advance services, credit-building apps, budgeting subscriptions and buy now pay later services. Brokerage, robo-advisor, stock-trading and cryptocurrency platforms are listed separately on the Investing page.
Frequently Asked Questions About Money App Bonuses
What is a money app welcome bonus?
A money app welcome bonus is a promotional reward offered to eligible new users. Depending on the app, the reward may be cash, account credit, cashback, bonus points, a fee discount or a subscription discount.
Which types of apps are included on this page?
This page covers money transfer apps, digital wallets, cashback apps, digital banking apps, budgeting tools, cash advance apps, credit-building services, buy now pay later apps with new-user promotions.
How do I qualify for a signup or referral bonus?
Open the offer through the listed link, register as an eligible new customer and complete every required step within the promotion period. Requirements may include a first transfer, qualifying purchase, direct deposit, linked payment method, subscription or account funding.
Are money app bonuses available in every U.S. state?
Not always. Availability may depend on state licensing, provider eligibility, banking partners, transfer corridors or product restrictions. Use the state filter as a starting point and confirm availability on the provider’s offer page before registering.
Can I use more than one referral code or welcome offer?
Most providers allow only one referral code, promotional link or welcome offer for a new account. Opening multiple links normally does not combine rewards, so review the final offer details before completing registration.
How long does it take to receive a money app reward?
Reward timing varies by provider. Some rewards appear shortly after the qualifying activity, while others may take several days or weeks after the transaction, deposit or purchase is completed and verified.
What should I compare before choosing a money app?
Compare the welcome reward, required activity, transfer fees, exchange rates, subscription costs, account protections, withdrawal limits, reward timing, state availability and any minimum deposit or spending requirement.
Do money transfer apps such as Remitly count as money apps?
Yes. Money transfer and remittance services are included because they help users send funds domestically or internationally and may provide first-transfer discounts, referral rewards or reduced transfer fees for eligible new customers.
Are cash advances considered welcome bonuses?
No. A cash advance is borrowed money or early access to earned wages. It is not a bonus. Only a separate new-user reward, referral credit, cashback promotion or similar incentive is treated as a welcome offer.
Are money app rewards taxable?
Some cash, account-credit or cashback rewards may be reportable as income depending on the provider and your circumstances. Keep your reward records and consult a qualified tax professional when necessary.
Important: Offers, fees, exchange rates, subscriptions and eligibility can change without notice. Confirm the provider’s current terms before registering or completing a transaction. Links may be affiliate, referral or direct provider links.
Featured Welcome Offers