Compare American Express Credit Cards
Compare 23 personal and business American Express cards by rewards, annual fee and general credit guidance. Apply only when the card fits your spending and the current offer works for you.
23 cards
13 personal · 10 business
Nationwide availability
Last updated July 31, 2026
23Total cards
13Personal cards
10Business cards
5No annual fee
5Reward types
All American Express cards
American Express® Gold Card
Best for: Dining, groceries and flexible points
Annual fee$325/year
Credit guidanceGood to excellent
Annual fee verified 2026-07-31. Rates, fees and welcome offers change — always confirm before applying.
Blue Cash Everyday® Card
Best for: Everyday cash back without an annual fee
Annual fee$0 annual fee
Credit guidanceGood to excellent
Annual fee verified 2026-07-31. Rates, fees and welcome offers change — always confirm before applying.
Blue Cash Preferred® Card
Best for: Higher cash-back potential on household spending
Annual fee$95/year
Credit guidanceGood to excellent
Annual fee verified 2026-07-31. Rates, fees and welcome offers change — always confirm before applying.
The Platinum Card® from American Express
Best for: Premium travel and airport lounge benefits
Annual fee$895/year
Credit guidanceExcellent
Annual fee verified 2026-07-31. Rates, fees and welcome offers change — always confirm before applying.
Hilton Honors American Express Surpass® Card
Best for: Frequent Hilton guests
Annual fee$150/year
Credit guidanceGood to excellent
Annual fee verified 2026-07-31. Rates, fees and welcome offers change — always confirm before applying.
Delta SkyMiles® Gold American Express Card
Best for: Occasional Delta flyers
Annual fee$150/year
Credit guidanceGood to excellent
Annual fee verified 2026-07-31. Rates, fees and welcome offers change — always confirm before applying.
Marriott Bonvoy Bevy® American Express® Card
Best for: Marriott loyalists seeking mid-tier benefits
Annual fee$250/year
Credit guidanceGood to excellent
Annual fee verified 2026-07-31. Rates, fees and welcome offers change — always confirm before applying.
Marriott Bonvoy Brilliant® American Express® Card
Best for: Premium Marriott travelers
Annual fee$650/year
Credit guidanceExcellent
Annual fee verified 2026-07-31. Rates, fees and welcome offers change — always confirm before applying.
Delta SkyMiles® Reserve American Express Card
Best for: Frequent Delta flyers seeking premium benefits
Annual fee$650/year
Credit guidanceExcellent
Annual fee verified 2026-07-31. Rates, fees and welcome offers change — always confirm before applying.
Delta SkyMiles® Platinum American Express Card
Best for: Regular Delta flyers
Annual fee$350/year
Credit guidanceGood to excellent
Annual fee verified 2026-07-31. Rates, fees and welcome offers change — always confirm before applying.
Hilton Honors American Express Aspire Card
Best for: Premium Hilton travelers
Annual fee$550/year
Credit guidanceExcellent
Annual fee verified 2026-07-31. Rates, fees and welcome offers change — always confirm before applying.
Hilton Honors American Express Card
Best for: Hilton points without an annual fee
Annual fee$0 annual fee
Credit guidanceGood to excellent
Annual fee verified 2026-07-31. Rates, fees and welcome offers change — always confirm before applying.
Delta SkyMiles® Blue American Express Card
Best for: Delta miles without an annual fee
Annual fee$0 annual fee
Credit guidanceGood to excellent
Annual fee verified 2026-07-31. Rates, fees and welcome offers change — always confirm before applying.
American Express® Business Gold Card
Best for: Businesses with meaningful category spending
Annual fee$375/year
Credit guidanceGood to excellent
Annual fee verified 2026-07-31. Rates, fees and welcome offers change — always confirm before applying.
Blue Business® Plus Credit Card
Best for: Small-business points without an annual fee
Annual fee$0 annual fee
Credit guidanceGood to excellent
Annual fee verified 2026-07-31. Rates, fees and welcome offers change — always confirm before applying.
The Business Platinum Card® from American Express
Best for: Premium business travel
Annual fee$895/year
Credit guidanceExcellent
Annual fee verified 2026-07-31. Rates, fees and welcome offers change — always confirm before applying.
Marriott Bonvoy Business® American Express® Card
Best for: Businesses with frequent Marriott stays
Annual fee$125/year
Credit guidanceGood to excellent
Annual fee verified 2026-07-31. Rates, fees and welcome offers change — always confirm before applying.
Delta SkyMiles® Reserve Business American Express Card
Best for: Premium Delta business travel
Annual fee$650/year
Credit guidanceExcellent
Annual fee verified 2026-07-31. Rates, fees and welcome offers change — always confirm before applying.
Blue Business Cash™ Card
Best for: Simple business cash back without an annual fee
Annual fee$0 annual fee
Credit guidanceGood to excellent
Annual fee verified 2026-07-31. Rates, fees and welcome offers change — always confirm before applying.
Hilton Honors American Express Business Card
Best for: Businesses with regular Hilton stays
Annual fee$195/year
Credit guidanceGood to excellent
Annual fee verified 2026-07-31. Rates, fees and welcome offers change — always confirm before applying.
Business Green Rewards Card
Best for: Basic business Membership Rewards earning
Annual fee$95/year
Credit guidanceGood to excellent
Annual fee verified 2026-07-31. Rates, fees and welcome offers change — always confirm before applying.
Delta SkyMiles® Platinum Business American Express Card
Best for: Businesses with regular Delta travel
Annual fee$350/year
Credit guidanceGood to excellent
Annual fee verified 2026-07-31. Rates, fees and welcome offers change — always confirm before applying.
Delta SkyMiles® Gold Business American Express Card
Best for: Occasional Delta business travel
Annual fee$150/year
Credit guidanceGood to excellent
Annual fee verified 2026-07-31. Rates, fees and welcome offers change — always confirm before applying.
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Choose value, not hype
The right American Express card is the one that matches your actual spending. A no-annual-fee card is often easier to keep long term, while a premium card only makes sense when the benefits you will actually use outweigh the annual fee.
How to read the credit guidance
American Express does not publish one guaranteed approval score for any card. The “Good to excellent” and “Excellent” labels shown here are general guidance only. Approval also depends on income, existing debt, payment history and recent credit applications.
Which American Express card is best?
There is no single best Amex card for everyone. Compare the reward type, annual fee, benefits and your normal monthly spending, then choose the card that fits how you actually spend.
Do Amex welcome offers change?
Yes. Welcome offers, spending requirements and eligibility rules can change at any time. Always confirm the current offer on the official American Express application page before applying.
Can I have more than one American Express card?
Some cardmembers hold multiple Amex cards, but American Express determines eligibility for each application. Avoid holding several cards with overlapping annual fees you do not use.
Are American Express business cards only for large companies?
No. Sole proprietors, freelancers and independent contractors may qualify for some business cards. All business information provided must be accurate, and eligibility is determined solely by American Express.
Does RegisterBonus.com approve credit card applications?
No. RegisterBonus.com is an independent informational website. American Express controls all approval decisions, terms, pricing and account servicing.
Advertiser disclosure: RegisterBonus.com may receive a referral or affiliate benefit when an eligible applicant uses a link on this page. This does not guarantee approval and should not determine which card you choose.
Card names, annual fees, welcome offers, rewards structures and eligibility rules are set by American Express and can change at any time. Confirm current terms and rates on the official American Express application page before applying. RegisterBonus.com is an independent site and is not an issuer of credit cards.
Page last updated July 31, 2026.